Terms and Conditions

Effective date: July 6, 2026 · Last updated: September 29, 2026

Welcome to Fitness Four. This website is operated by The Statement Group Corporation, 7901 4th St N, Suite 300, St. Petersburg, FL 33702 (“we,” “us,” or “our”). These Terms and Conditions are the agreement between you and us that applies whenever you use the site. By reading, browsing, commenting, or subscribing, you accept them. If you don’t agree with something here, the remedy is simple: please don’t use the site.

Who the site is for

Fitness Four is written for adults. You must be at least 18 years old, or the age of majority where you live, to create an account, submit a comment, subscribe to the newsletter, or otherwise provide us information. The content itself is aimed at women over 50, but anyone is welcome to read it.

Our content is information, not advice

Every article, recipe, workout description, and product mention on this site is general information published for educational purposes. It isn’t medical, nutritional, fitness, or professional advice, and it isn’t tailored to your body, your health history, or your medications. Our Disclaimer covers this in detail, including exercise risk and supplement information, and it’s part of these terms.

What you may do with our content

You may read the site, print articles and recipe cards for your own kitchen or gym bag, save pins to your Pinterest boards, and share links to our pages anywhere you like. That covers personal, non-commercial use, and it’s all we ask you to stay within.

You may not republish our articles or photos on another website or social account, sell or license our content, scrape the site to train software or build datasets, or use our name or logo to suggest we endorse something. If you want permission for a use that isn’t listed here, write to us; we’re reasonable.

Our intellectual property

The text, photographs, graphics, recipes as written, logo, and the selection and arrangement of everything on this site are owned by or licensed to The Statement Group Corporation and protected by copyright, trademark, and other laws. A recipe’s bare list of ingredients isn’t copyrightable, but our directions, descriptions, and photos are, and copying them wholesale is infringement.

Comments

We love comments and read them. By posting one, you give us a non-exclusive, royalty-free, perpetual license to display, reproduce, edit, and quote it in connection with the site. You keep ownership of what you wrote, you’re responsible for it, and you confirm it doesn’t violate anyone else’s rights or any law.

We moderate at our discretion and may edit or remove comments that are spam, abusive, off-topic, medically dangerous, or promotional, and we may block repeat offenders. We don’t promise to publish, keep, or restore any comment.

Things you agree not to do

  • Break any applicable law or infringe anyone’s rights while using the site
  • Upload or transmit malware, or probe, scan, or test the site’s security
  • Attempt to access accounts, servers, or data that aren’t yours
  • Harvest email addresses or personal data from the site, or scrape content at scale
  • Interfere with the site’s operation, including flooding it with automated requests
  • Impersonate us, our writers, or another reader

Accounts and your saved plan

You don’t need an account to read Fitness Four or to use the Find Your Four planner. An account does one thing: it saves the plan you build so you can open it on another device.

If you create one, please keep these in mind:

  • Give us an email address that is yours, and keep it current. It’s how you reset your password.
  • Your password is yours to protect. Don’t share your account, and tell us at info@fitnessfour.com if you think someone else is using it.
  • Accounts are for individual readers. Please don’t register on someone else’s behalf, register repeatedly, or use automated tools to create them.
  • What you save is a movement plan, not a medical record. Everything in the Disclaimer and in “Our content is information, not advice” above applies to a saved plan exactly as it applies to an article.

You can delete your account at any time by emailing info@fitnessfour.com, and we’ll remove it and the plan stored with it. We may suspend or close an account that is being used to break these terms, or if we stop offering accounts. We’ll give reasonable notice where we can, though not if the account is being used abusively. Accounts are a convenience offered as-is: we don’t promise a saved plan will always be available, so use the planner’s print option if you want a copy you control. Our Privacy Policy explains what an account stores.

Newsletter

Subscribing is free and every email has an unsubscribe link that works immediately. We may change the newsletter’s frequency or content, or discontinue it, at any time. Our Privacy Policy explains how subscriber emails are handled.

Advertising, third-party links, and affiliate relationships

This site is supported in part by advertising. Ads are served by third-party networks that may use cookies and similar technologies to decide what you see, and we do not control which specific ads appear on any given page. An advertisement is not an endorsement: we have not vetted the advertiser or its claims, and an ad appearing here says nothing about whether we recommend it. Our Privacy Policy explains what data advertising involves and how to opt out of interest-based ads.

Articles link to outside websites, and we mention products we think are worth knowing about. We don’t control third-party sites and aren’t responsible for their content, availability, prices, or practices. Anything you buy from a third party is a transaction between you and that seller, on that seller’s terms.

Some outbound links are affiliate links, meaning we may earn a commission if you make a purchase through them, at no additional cost to you. Affiliate relationships never decide what we write or recommend. The affiliate section of our Disclaimer has the full disclosure.

Copyright complaints

We respect other creators’ work and expect the same for ours. If you believe something on this site infringes your copyright, send a notice to the address below that includes: your contact information, identification of the copyrighted work, the URL of the material you believe infringes it, a statement that you have a good-faith belief the use isn’t authorized, a statement under penalty of perjury that your notice is accurate and that you’re the owner or authorized to act for the owner, and your physical or electronic signature. We’ll review complete notices promptly and remove infringing material.

No warranties

The site and everything on it are provided “as is” and “as available,” without warranties of any kind, express or implied, including implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement. We don’t promise the site will be uninterrupted, error-free, or free of harmful components, and we may change, suspend, or remove any part of it at any time without notice.

Limitation of liability

To the fullest extent permitted by law, The Statement Group Corporation, its officers, employees, contractors, and agents, and the vendors and service providers we rely on to operate the site (all of them together are “we” and “us” for this section and for the arbitration and data sections below) will not be liable for indirect, incidental, special, consequential, or punitive damages, or for lost profits, data, or goodwill, arising out of or relating to the site, its content, or your being unable to use it, even if we’ve been told such damages are possible. It doesn’t matter whether the claim sounds in contract, tort, statute, or anything else. Our total combined liability for all claims relating to the site is capped at the greater of (a) the amount you paid us for the site during the six months before the claim arose, or (b) one hundred U.S. dollars ($100). Some jurisdictions don’t allow certain limitations, so parts of this section may not apply to you.

Indemnification

You agree to indemnify and hold harmless The Statement Group Corporation and its personnel from claims, damages, and expenses, including reasonable attorneys’ fees, that arise out of your use of the site, your comments or submissions, or your violation of these terms.

Governing law and venue

These terms are governed by the laws of the State of Florida, without regard to conflict of law rules. Disputes go through the arbitration process set out in the next section. For anything that isn’t subject to arbitration, the case will be brought exclusively in the state or federal courts located in Pinellas County, Florida, and both sides consent to jurisdiction and venue there.

Arbitration and class action waiver

This is the part of the terms that affects your legal rights the most, so it’s worth a slow read. In short: you and we agree to settle disputes through individual arbitration rather than in court, and you have thirty days to say no.

1. Start with a letter. Before anyone files anything, send a written notice to The Statement Group Corporation, 7901 4th St N, Suite 300, St. Petersburg, FL 33702. Give us your name and contact details, the facts and dates behind the claim, the legal basis for it, and the outcome you’re asking for. We’ll each try in good faith to resolve it. If that hasn’t worked after thirty (30) days, either side can begin arbitration.

2. What goes to arbitration. Every dispute or claim that relates to the site, these terms, or your relationship with us is resolved by binding arbitration on an individual basis, not by a lawsuit. Two carve-outs: a claim that qualifies for small claims court can be brought there, as long as it stays an individual case, and either side can go to court for an order stopping infringement or misuse of intellectual property. You have one (1) year from when a dispute arises to start a claim; after that it’s barred for good. This agreement reaches claims that came up before it took effect as well as those that come up later.

3. Who runs it and under what rules. JAMS administers the arbitration under its then-current rules. Claims and counterclaims below $250,000 (leaving out attorneys’ fees and interest) use the JAMS Streamlined Arbitration Rules; larger ones use the JAMS Comprehensive Arbitration Rules. You’ll find both at jamsadr.com, or you can call JAMS at 800-352-5267. If JAMS isn’t available, the two of us will pick a different provider. It’s your choice whether the arbitration happens remotely, on the papers, or in person somewhere we both agree to. Any court with jurisdiction can enter judgment on the award, and the Federal Arbitration Act governs how this section is read and enforced.

4. Fees. If the arbitrator decides you can’t afford JAMS’s filing, administrative, or hearing fees and JAMS won’t waive them, we’ll pay them for you. If the arbitrator decides a claim is frivolous, you agree to reimburse our reasonable attorneys’ fees and costs to the extent the law allows.

5. The arbitrator’s powers. Questions about the scope, interpretation, enforceability, or formation of this section belong to the arbitrator, not to a court. The arbitrator can award an individual the same relief a judge could, has to explain the decision in writing, and the result is final and binding.

6. Jury trial and class action waiver. Both sides waive the right to a jury trial and to have disputes decided in court, other than the carve-outs in paragraph 2. Claims can only be brought individually. There are no class, collective, representative, or private attorney general proceedings, and claims from different people can’t be joined together except under paragraph 7. If this waiver turns out to be unenforceable as to a specific claim, that one claim is heard in court and the rest of this section stands.

7. Batch arbitration for mass filings. When fifty (50) or more arbitration demands of a similar nature are filed against us in roughly a thirty (30) day window, you and we agree that JAMS will administer them on a consolidated basis: a single arbitrator, a single set of fees, a single schedule. If the arbitrator concludes that isn’t practical or fair, the demands can be split into batches of at least twenty (20), and each batch proceeds as one arbitration. “Similar” means the demands come out of the same events, agreement, or facts and raise comparable legal issues and relief. Where the volume of similar demands meets the threshold in the JAMS Mass Arbitration Procedures and Guidelines, those Procedures and the JAMS Mass Arbitration Procedures Fee Schedule (in whatever version is current) govern together with this paragraph, and if the American Arbitration Association ends up administering the demands, its Mass Arbitration Supplementary Rules and mass arbitration fee schedule apply in their place. This paragraph doesn’t authorize class or collective arbitration of any kind.

8. Severability, survival, and changes. If any piece of this section is held invalid, it’s cut out and the remainder keeps working. The section outlasts the end of your use of the site. A future material change to it won’t apply to a claim you’d already given us written notice of.

9. Your 30-day right to opt out. You can decline this arbitration agreement. Email info@fitnessfour.com with the subject line “Arbitration Opt-Out” within thirty (30) days of first becoming subject to it, or within thirty (30) days of a material change to it. Include your name, the email address you use with the site if you have one, and a plain statement that you’re opting out. If you do, the arbitration, jury waiver, and class action waiver won’t bind either of us, and everything else in these terms still applies.

Consent to data collection

These terms include our Privacy Policy and Cookie Policy, which lay out what we, our vendors, and our service providers collect when you use the site and how it’s used. That collection runs through cookies and similar identifiers, tags and pixels, analytics and measurement tools, and the technologies advertising partners use to serve and measure ads where ads appear. When you use the site, you consent to that collection and use as those policies describe it, including by the vendors and service providers they name. You can withdraw that consent whenever you like by using the opt-outs in the Privacy Policy and Cookie Policy or by changing your browser settings.

Housekeeping

If any part of these terms is found unenforceable, the rest stays in effect. Our not enforcing a provision isn’t a waiver of it. These terms, together with the Privacy Policy and Disclaimer, are the entire agreement between you and us about the site. You may not assign your rights under these terms; we may assign ours in connection with a transfer of the site.

Changes to these terms

We may update these terms as the site grows. Changes take effect when posted here, and the date at the top will always tell you when the last update happened. Using the site after a change means the current version applies.

Contact

info@fitnessfour.com
The Statement Group Corporation
7901 4th St N, Suite 300
St. Petersburg, FL 33702